|
Regular Accounts | Term Share Certificates
Auto Loans | Unsecured Loans | Other Secured Loans
Effective for the Month of: May 2008
|
Account
|
Annual Percentage Yield (APY)
|
|
Regular Share Accounts
|
|
|
-0 Regular Shares
|
0.90 % |
| -3 Holiday Shares |
0.90 % |
| -4 Special Shares |
0.90 % |
|
High Rate Share Account
|
|
| -5 Balance: |
|
| $1,000.00 - $4,999.99 |
1.11 % |
| $5,000.00 - $ 9,999.99 |
1.26 % |
| $10,000.00 - 24,999.00 |
1.61 % |
| $25,000.00 - 49,999.00 |
1.82 % |
| $50,000.00 - 74,999.00 |
2.02 % |
|
$75,000.00 and over
|
2.17 %
|
|
IRA Share Accounts
|
|
|
-2 IRA Shares -7 IRA Shares (Roth)
|
|
|
.01 - 4,999
|
2.28 %
|
|
5,000 - 9,999
|
2.53 %
|
|
10,000 - 24,000
|
2.79 %
|
|
25,000 - 49,999
|
3.05 %
|
|
50,000 - 74,999
|
3.30 %
|
|
75,000 & over
|
4.18 %
|
|
Checking Share Account
|
|
|
-9 Checking Account
|
0.00 %
|
|
Share Certificates
|
|
Maturity Term
|
Minimum Deposit
|
Annual Percentage Yield (APY)
|
3 Months
6 Months
12 Months
2 Years
3 Years
4 Years
5 Years
6 Years
|
$ 1,000.00
$ 1,000.00
$ 1,000.00
$ 1,000.00
$ 1,000.00
$ 500.00
$ 500.00
$ 500.00
|
3.05%
3.05 %
3.05 %
3.16 %
3.21 %
3.71 %
3.90 %
3.90 %
|
| Special Term Share Certificates |
9 Months
18 Months
30 Months
12 Months (IRA only)
|
$ 5,000.00
$ 5,000.00
$ 5,000.00
$5,000.00
|
3.05 %
3.16 %
3.21 %
3.25 %
|
|
Premium Term Share Certificates
|
|
3 Years
5 Years
|
$ 25,000.00
$ 25,000.00
|
3.50 %
3.90 %
|
Pima FCU Loan Rates as of: May 2008
|
AUTO LOANS
The disclosed loan rates and terms are based on your credit history and other loan qualifications.
|
|
TYPE OF LOAN
|
PERCENTAGE FINANCED
|
FINANCING TERMS
|
MINIMUM APR
|
MAXIMUM APR
|
|
New and Used Cars and Trucks
|
Up to 100% financing is available
|
Up to 36 Months
|
5.75%
|
17.75%
|
|
New and Used Cars and Trucks
|
Up to 100% financing is available
|
37 to 48 Months
|
6.25%
|
17.75%
|
|
New and Used Cars and Trucks
|
Up to 100% financing is available
|
49 to 60 Months
|
6.50%
|
17.75%
|
|
New and Used Cars and Trucks
|
Up to 100% financing is available (minimum loan requirements for 72 month financing)
|
61 to 72 months
|
7.00%
|
17.75%
|
|
New and Used Cars and Trucks
|
Up to 100% financing is available (minimum loan requirements for 84 month financing)
|
73 to 84 months
|
7.50%
|
17.75%
|
|
See additional information below
|
|
UNSECURED LOANS
The disclosed loan rates and terms are based on your credit history and other loan qualifications.
|
| Type of Loan |
Loan Information |
Financing Terms |
Rate APR |
| Personal loans |
Loans available for many purposes - medical expense, auto repairs, vacations, etc |
Up to 60 Months
|
11.50% to 17.75% |
| Line of Credit/Overdraft |
May also be used as overdraft protection for your checking account.
*Rate is subject to change. Rate shown is current as of November 2007, please call for current rate.
|
Revolving
|
13.75%
|
| See additional information below |
|
OTHER SECURED LOANS
The disclosed loan rates and terms are based on your credit history and other loan qualifications.
|
|
TYPE OF LOAN
|
PERCENTAGE FINANCED
|
$ LOAN AMOUNTS
|
LOAN TERMS
in months
|
RATE
APR
|
|
New & Used Motorcycles
|
MSRP for New or KBB wholesale for Used, adjusted for milage, options and condition
|
Up to 75,000
|
Up to 84 Months
|
7.25% to 12.75%
|
|
New & Used Motorsports - ATV's, Quads, Dirt Bikes, Jet Skis, Water Bikes and Snowmobiles
|
MSRP for New or KBB wholesale for Used, adjusted for milage, options and condition
|
500 - 25,000
|
Up to 72 Months
|
8.25% to 13.00%
|
|
Recreational Vehicle Loans - Motor Homes, Travel Trailers, Cab-over Campers, Conversion Vans, 5th Wheels, Toy Boxes, and Horse Trailers
|
Manufacturer's wholesale invoice for new or KBB wholesale for used adjusted for milage, options and condition
|
500 - 150,000
|
Up to 180 Months
|
New from 7.00% to 15.25%
Used from 7.50% to 15.75%
Non Self Contained +2%
|
|
Manufactured Housing - Mobile Homes and Park Models, not attached to real estate
|
Loan to value
|
Loan amounts up to $100,000
|
Up to 180 Months
|
9.00% to 17.75%
|
|
New and Used Boats
|
MSRP for New Boats and KBB wholesale for Used, adjusted for options and condition
|
$500 to $100,000
|
Up to 120 Months
|
9.00% to 14.00%
|
|
First Mortgage
|
The Rates and Terms vary - contact the mortgage department at 520-887-5010 ex. 107
|
Pima FCU reserves the right to change rates, terms and available loan types at any time.
APR = Annual Percentage Rate
All loans subject to credit approval. Loan terms and percentage financed may be adjusted based on purchase price, collateral value, loan amount and your credit history.
*Rates on Share Secured and Term Share Certificate Secured loans are based on the greater of the current dividend rate plus 2.50%, rounded up to the nearest .25%, or the minimum stated above.
|
